When you load the column about its axis means the action line of load and the centroid of the column are coinciding then it is called the concentrically loaded column. But when these axes are not in one line this type of loading is called eccentrically loaded column.

What are the stresses in eccentrically loaded column?
The eccentric force creates moment and axial compression in the column. Stress generated in compression is direct compression and the stress due to moment is bending stress.

When column is eccentrically loaded following action will happen:
Direct Compression
σ=AP
Bending Stress
IM=yσ
Combined Stress
σ=AP±IMy
What do we mean by kern of a section?
Masonry structures cannot take tension. Hence we ensure that minimum stress is zero.
AP±IMy≥0
The region of load application which satisfies above condition is kern of section.
Kern for Rectangular Section
σ=AP±ZyPex±ZxPey
Corner stresses:
σ1σ2σ3σ4=AP−ZyPex−ZxPey=AP−ZyPex+ZxPey=AP+ZyPex+ZxPey=AP+ZyPex−ZxPey
Critical stress:
σ1=AP−ZyPex−ZxPey
Section Modulus
Zx=yIxx=d/212bd3=6bd2
Zy=xIyy=b/212db3=6db2
Substitute
σ1=bdP−db26Pex−bd26Pey≥0
Solving
bdP−db26Pex−bd26Pey=0
b6Pex+d6Pey=1
Middle Third Rule
x/a+y/b=1
Comparing
ex≤b/6
ey≤d/6
ex=31(b/2)
ey=31(d/2)
Hence kern is middle third area.
Middle Fourth Rule (Circular Section)
Z=yI=d/264πd4=32πd3
4πd2P−32πd3Pe=0
Solving
e=d/8
e=41(d/2)
Hence middle fourth rule.
Conclusion
Kern of section ensures no tension stress.
Key Points
- Kern of section
- Middle third rule
- Middle fourth rule